Buying a home isn’t just about the mortgage The excitement of finding your dream home can often lead to focusing solely on the sticker price and that monthly mortgage payment. While that’s certainly a significant factor, the real trick to successful homeownership is understanding your total ability to pay. Affordability

Let’s say you are ready to begin buying a home. But you realize your credit score isn’t what it could be. Good news! You can improve your credit score. Because it is a score that reflects your money habits, it changes as your behavior changes. So, changing your credit score

When buying your home, one of the most important factors is your credit score. This number, usually ranging from 600-800+, significantly impacts your ability to get a mortgage and a good interest rate. In this post, I’ll walk you through how to find your credit score, what different types of

Buying your first home is very exciting, but it can also be overwhelming, especially when it comes to understanding how your credit score today can impact your mortgage for years to come. Last week, we talked about understanding your credit score. This week, we are talking about why your credit

The first step to buying a home is to understand your credit score. In today’s blog, I’ll show you what it is, why it is important, and how to find yours as it is easier than many people think. What is Credit? Credit is the ability to borrow a lump

Buying your first home can be an overwhelming process filled with both excitement and stress. Before diving into different potential properties, signing paperwork, or renting a moving truck, there are some crucial steps you must take to get yourself prepared. In this blog post, we’ll outline the basic steps you