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Rene Sawyer Realty Blog
Buying a home is a complicated process. But, we’re here to make it a little simpler. Below, you’ll find a range of different blogs on topics that we get the most questions about.

Unlocking the Mystery: How Are Home Prices Really Determined?
Have you ever wondered why one house sells for so much more (or less!) than another, even if they seem similar? The truth is, home prices are far from arbitrary. They’re a complex puzzle pieced together by many factors constantly shifting and influencing the market. For potential homebuyers and sellers,

Beyond the Mortgage: Understanding What You Can Afford in a Home
Buying a home isn’t just about the mortgage The excitement of finding your dream home can often lead to focusing solely on the sticker price and that monthly mortgage payment. While that’s certainly a significant factor, the real trick to successful homeownership is understanding your total ability to pay. Affordability

How to fix your credit score
Let’s say you are ready to begin buying a home. But you realize your credit score isn’t what it could be. Good news! You can improve your credit score. Because it is a score that reflects your money habits, it changes as your behavior changes. So, changing your credit score

Your Credit Score and your mortgage
When buying your home, one of the most important factors is your credit score. This number, usually ranging from 600-800+, significantly impacts your ability to get a mortgage and a good interest rate. In this post, I’ll walk you through how to find your credit score, what different types of

Why is your credit score so important?
Buying your first home is very exciting, but it can also be overwhelming, especially when it comes to understanding how your credit score today can impact your mortgage for years to come. Last week, we talked about understanding your credit score. This week, we are talking about why your credit

Understanding your credit score
The first step to buying a home is to understand your credit score. In today’s blog, I’ll show you what it is, why it is important, and how to find yours as it is easier than many people think. What is Credit? Credit is the ability to borrow a lump